Last updated on December 19th, 2024 at 09:55 pm
AU Small Finance Bank Ltd is a prominent small finance bank in India that focuses on providing a range of financial services to underserved and unbanked segments of the population. Established as a Non-Banking Financial Company (NBFC) before becoming a small finance bank, AU Small Finance Bank offers various products, including savings accounts, fixed deposits, loans, and insurance. The bank has a strong presence in rural and semi-urban areas, where it plays a critical role in promoting financial inclusion by offering banking services to those who may not have easy access to traditional banking.
Company Details
- Founded: 1996 (as an NBFC), 2017 (as a Small Finance Bank)
- Headquarters: Jaipur, India
- Products: Savings accounts, fixed deposits, personal loans, home loans, vehicle loans, insurance, and more
- Market Share: Leading player in the small finance bank sector in India
- Key Clients: Individuals, small businesses, and micro-enterprises
Founder Details
AU Small Finance Bank Ltd was founded by Sanjay Agarwal, a visionary entrepreneur who has played a key role in the bank’s growth and transformation. Under his leadership, the bank has expanded its footprint across India and has become a leader in the small finance banking sector. Sanjay Agarwal’s focus on financial inclusion, customer-centricity, and innovation has helped AU Small Finance Bank cater to the needs of underserved segments of society.
Promoter
| Name | Stake (%) |
|---|---|
| Sanjay Agarwal | 29.0 |
| Institutional Investors | 71.0 |
AU Small Finance Bank Ltd Balance Sheet
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|
| Equity Capital | 312 | 315 | 667 | 669 |
| Reserves | 5,963 | 7,199 | 10,311 | 11,890 |
| Borrowings + | 43,009 | 58,575 | 75,664 | 92,661 |
| Other Liabilities + | 2,307 | 2,988 | 3,575 | 4,205 |
| Total Liabilities | 51,591 | 69,078 | 90,216 | 109,426 |
| Fixed Assets + | 477 | 609 | 707 | 784 |
| CWIP | 5 | 14 | 33 | 67 |
| Investments | 10,815 | 15,306 | 20,072 | 27,133 |
| Other Assets + | 40,294 | 53,149 | 69,404 | 81,441 |
| Total Assets | 51,591 | 69,078 | 90,216 | 109,426 |
AU Small Finance Bank Ltd Share Price Target 2024
AU Small Finance Bank Ltd is expected to perform well in 2024, driven by its strong focus on financial inclusion and its ability to cater to the needs of underserved markets. The bank’s extensive network and innovative product offerings may help it capture more market share. Additionally, AU Small Finance Bank’s strong financial performance and customer base could contribute to share price growth.
- Maximum Target: ₹900
- Minimum Target: ₹750
AU Small Finance Bank Ltd Share Price Target 2025
In 2025, AU Small Finance Bank Ltd may continue to grow as it expands its customer base and introduces new products and services. The bank’s focus on providing accessible banking solutions to rural and semi-urban areas could drive growth. AU Small Finance Bank’s commitment to innovation and customer service may also enhance its market position, leading to potential share price appreciation.
- Maximum Target: ₹1,100
- Minimum Target: ₹850
AU Small Finance Bank Ltd Share Price Target 2026
The year 2026 could be significant for AU Small Finance Bank Ltd as it aims to strengthen its leadership in the small finance bank sector. The bank’s strategic initiatives, such as expanding its digital banking services and increasing its presence in underserved markets, could lead to revenue growth. AU Small Finance Bank’s ability to offer personalized banking solutions may further support its share price.
- Maximum Target: ₹1,300
- Minimum Target: ₹950
AU Small Finance Bank Ltd Share Price Target 2027
By 2027, AU Small Finance Bank Ltd is anticipated to continue its growth trajectory by enhancing its service offerings and expanding its geographical reach. The bank’s focus on financial inclusion and its ability to adapt to changing market dynamics could contribute to sustained growth. AU Small Finance Bank’s strong brand reputation and customer trust may also play a role in its share price performance.
- Maximum Target: ₹1,500
- Minimum Target: ₹1,100
AU Small Finance Bank Ltd Share Price Target 2028
In 2028, AU Small Finance Bank Ltd’s share price may benefit from its emphasis on innovation and customer-centric solutions. The bank’s ability to provide financial services to underserved segments of the population could drive long-term growth. AU Small Finance Bank’s strong market position and commitment to financial inclusion may continue to support its growth.
- Maximum Target: ₹1,700
- Minimum Target: ₹1,250
AU Small Finance Bank Ltd Share Price Target 2029
As AU Small Finance Bank Ltd continues to innovate and expand its service offerings, 2029 could see substantial growth. The bank’s leadership in the small finance bank sector and its strategic initiatives may attract more investors. AU Small Finance Bank’s focus on delivering high-quality banking services and enhancing customer experience could contribute to revenue growth.
- Maximum Target: ₹1,900
- Minimum Target: ₹1,400
AU Small Finance Bank Ltd Share Price Target 2030
Looking towards 2030, AU Small Finance Bank Ltd is expected to remain a dominant force in the small finance bank sector in India. The bank’s comprehensive service offerings and strong financial performance may drive significant share price appreciation. AU Small Finance Bank’s commitment to innovation, quality, and financial inclusion could result in continued success.
- Maximum Target: ₹2,100
- Minimum Target: ₹1,600
AU Small Finance Bank Ltd Share Price Target 2035
By 2035, AU Small Finance Bank Ltd may achieve new milestones in the small finance banking industry. The bank’s focus on emerging technologies, strategic expansion plans, and commitment to financial inclusion could result in substantial returns for investors. AU Small Finance Bank’s strong market position and reputation for delivering innovative solutions may continue to drive growth.
- Maximum Target: ₹2,800
- Minimum Target: ₹2,000
